Straight-Through Processing Above 85%
Auto-resolves within-tolerance variances, routing only real judgment calls to humans.
Finance & Accounting
25–30% of enterprise invoices require manual exception handling at $50–$120 per exception — five to ten times a clean invoice.
AP teams spend 50–60% of their time on exceptions while forfeiting over $1 billion annually in early payment discounts because AP cycles are too slow to capture them.
Business impact
90%
reduction in average invoice exception resolution time — from 14–21 days to under 4 hours in production deployments
Six capability pillars — from multi-channel ingestion and 3-way match to root cause analysis, vendor communication, and audit trails.
ML classification across all exception types — price variance, missing PO, duplicate, coding error.
Reconciles PO, goods receipt, and invoice against live ERP data in under 800ms.
Pinpoints root cause: vendor error, PO misalignment, receiving gap, or price drift.
Routes each exception by type, value, vendor tier, and resolver workload.
Fuzzy-match engine checks each invoice against 24 months of payment history.
Live dashboard: exception rate, cycle time, SLA compliance, and STP rate.
Auto-resolves within-tolerance variances, routing only real judgment calls to humans.
Flags approaching discount deadlines and fast-tracks those invoices before the window closes.
Every exception logs the full decision chain — SOX and AP audit evidence by default.
Integrations
Certified integrations for leading ERP, AP automation, and invoice processing platforms.
7 named systems it connects to
Running something not listed here? Tell us on the call — scoping the connector is the first step.
Match payments to invoices, resolve short-pays and post cash to your ERP in real time.
View agentAutomate requisition intake, policy checks, budget validation and approvals, cutting procurement cycle time up to 70%, with Bonami X AI's requisition…
View agentMatch transactions and automate month-end close with 92–97% auto-match rates.
View agentMachine learning captures, validates, 3-way matches, and posts supplier invoices — cutting exception rates from 25% to under 4%.
AP automation queues every exception for a human. Our agent resolves them autonomously and escalates only real judgement calls.
Price variances, missing or invalid POs, quantity mismatches, and duplicates — the rest route to the right specialist.
It compares PO, goods receipt, and invoice at line-item level, auto-approving within tolerance and classifying the rest.
It scores similarity across vendor, number, amount, date, and bank account, catching near-duplicates exact-match rules miss.
Yes — a no-code policy engine scopes amount, percentage, or tiered tolerances per vendor, category, cost centre, or value.
SAP S/4HANA, Oracle Fusion, Coupa, Basware, Tipalti, Tungsten, and ServiceNow natively; anything else via REST API.
8–10 weeks. You need ERP sandbox API access, documented tolerance policies, and 12 months of invoice history.
Exceptions drop from $50–$120 to under $9 each. First-year ROI exceeds 400%, with payback in 2–4 months.
Basic AP software only captures and routes. Bonami 3-way matches live ERP data and resolves exceptions autonomously.
Alongside them. It runs on top of your ERP with no rip and replace, handling match and exception resolution only.
Every day spent on manual exceptions is a day early payment discounts expire uncaptured. Get a live demo against your AP data and a precise cost-reduction estimate for your invoice volume.
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